How it works

We Deliver A Post-accident Option And Offer Pre-accident Value

ClaimBuyout provides a much-needed alternative in the auto claims industry. Sell your unrepaired vehicle at pre-accident value. ClaimBuyout works with your lienholder and insurance company to settle your claim.

All you need to do is give ClaimBuyout your insurance repair check and vehicle, and we take care of the rest, offering total support throughout the entire process.

ClaimBuyout Offer


Repair Estimate


Pre-Accident Value

entering your vehicle information

How Your ClaimBuyout Offer Is Created

No two accidents are alike, so we start by looking at various factors on a case-by-case basis.

At ClaimBuyout, we create our Offer by applying real-time data and analytics from a variety of industry sources along with proprietary methodology and technology only available at ClaimBuyout.

Each Offer is tailored specifically for each customer. Only ClaimBuyout delivers this type of service based upon these real-time calculations in addition to incorporating the repair estimate and images resulting in Pre-accident value for our customers.

Calculating Your Offer



Rental Car




Apply Data

Vehicle Reporting

Market Data

Repair Estimates

Retail Estimates

Current Vehicle


Expected Pricing

Vehicle Location

Vehicle Damage

Range (30% - 70%)

ClaimBuyout logo

Our Process


Request your offer from ClaimBuyout


Receive a response within an hour


Repair check is issued to ClaimBuyout


Customer Payment

Recent Offers

damaged 2022 silver toyota camry

*Representational image

2022 Toyota Camry

ClaimBuyout Offer



Repair Estimate



Pre-accident Value


4 business days to close the deal

damaged 2018 silver ford flex suv

*Representational image

2018 Ford Flex

ClaimBuyout Offer



Repair Estimate



Pre-accident Value


2 business days to close the deal

damaged 2020 white audi q5

*Representational image

2020 Audi Q5

ClaimBuyout Offer



Repair Estimate



Pre-accident Value


1 business days to close the deal

damaged 2015 chevrolet equinox

*Representational image

2015 Chevrolet Equinox

ClaimBuyout Offer



Repair Estimate



Pre-accident Value


0 days to close - closed the same day the offer was received.

Once You Say “Yes”

Once you accept the offer, you’ll have a dedicated
ClaimBuyout team member assist you from start to finish.


ClaimBuyout will provide you with written confirmation along with the terms and conditions.


We’ll dig deeper into payment details and lien information needed to satisfy all parties involved.


You provide your vehicle's title and paperwork.


We’ll coordinate your vehicle’s pickup and delivery.


We’ll let you know when you will receive your check.

Vehicle Vocabulary


Pre-Accident Value:

The value of your used vehicle directly before the accident happened. However, this does not mean the value it had when it left the car lot.


ClaimBuyout Offer:

An official offer issued to a vehicle owner to purchase a used, damaged, repairable vehicle.


Insurance Adjuster:

An insurance company employee or contractor who reviews the damages and injuries caused by an accident and okays claims payments.


Vehicle Repair Estimate:

A vehicle repair estimate shares the cost to repair a vehicle including parts and labor costs. The reason for the estimation is because there can be unseen damages that will later affect the repair costs; sometimes the mechanic is not aware of a broken part until it is found, which is defined as a supplement to the repair estimate.



A supplement refers to any additional repairs that are called for outside of the original vehicle repair estimate.


Car Title:

Legal document establishing proof of ownership. In the US, vehicle titles are commonly issued by the Secretary of State in the state the vehicle was purchased by the Department of Motor Vehicles.


Claims Settlement Cycle Time:

Property & Casualty (P&C) insurance claim settlement cycle time measures the average amount of time that is required to settle and close an insurance claim–from first notice of loss until the settlement.



A car insurance deductible is the amount of money you are required to pay when you file a claim for an insured loss.


Lease Vehicles:

Vehicle leasing is the use of a motor vehicle for a fixed period of time at an agreed amount of money for the lease.

Three Categories Post-accident:


Minor Accident:

Vehicle can be repaired.


High Impact:

Vehicle can be repaired and does not reach the total loss threshold.


Total Loss:

When the vehicle has such extensive damage that is it too costly to repair or is damaged beyond repair.

Frequently Asked

Is there a fee or cost to using ClaimBuyout?

No. We do not charge vehicle owners for our services.

How do I get the payoff amount for my vehicle and what do I need to ask?

You can access the payoff amount for your vehicle by contacting your bank/lender or leasing company. You want to ask for a 10-day payoff amount in writing and request the mailing address where to send the payoff amount. Keep in mind this is not the same as looking at your last payment statement.

What if I own the vehicle and do not have a loan or a lease? How do I receive my payment directly from ClaimBuyout?

You will need to show ownership and that no lien is on the vehicle. You can determine whether you want to be paid via wire service (ACH) or check. Your ClaimBuyout Customer Experience team member will confirm the details with you as part of the process.

How long has ClaimBuyout been in business and how is it managed?

We have been in business since January 2021. We have gone through a rigorous vetting process with your insurance provider to be a referral service to their policyholders. Our management team has 70+ years of combined industry expertise.

When do I release the vehicle to ClaimBuyout?

Once you agree to ClaimBuyout's Offer, then your next steps include releasing the vehicle, delivering the title to ClaimBuyout, getting all of your personal belongings out of the vehicle, and working with your Customer Experience Representative to help you through the rest of the process.

Why hasn't this service been offered before?

That's a great question. ClaimBuyout is revolutionizing the way people sell their damaged vehicle after an accident and receive pre-accident value. We are the first national company to offer this solution and we are pleased to work with customers from coast to coast.

Where can I leave feedback for suggestions and ideas?

We appreciate any and all feedback you may have to share. You will receive a survey link at the end of the process. Feel free to share any further kudos or comments on social media as we continue to build the ClaimBuyout community. Thank you!

Have these details ready and get your FREE buyout.


Repair Estimate (Photos, VIN, Mileage)


Contact information


Your preferred method of contact

Ready to get started?

two damaged vehicles colliding